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Cash2Keys: A Smarter Way to Buy. Move In Faster.

Whether you're buying your first home or making your next move, this is how real people win in today's market — with the power of a cash-backed offer behind them.

See How It Works

No obligation · Takes about 2 minutes · See what you qualify for

$1 Billion

in funded home purchases

2,043

families competing with cash-backed offers

$74 Million

in potential realtor commissions generated

All since 2021. Figures are program-wide totals since 2021 and do not represent individual results.

Don't Just Bid. Win.

The Advantage That Changes Everything

Homes are selling fast and bidding wars are brutal. A cash-backed offer helps you stand out and beat the competition.

Win in a Competitive Market

Homes are selling fast, and bidding wars are brutal. A cash-backed offer helps you stand out and beat the competition.

Level the Playing Field

Don't lose to buyers with deeper pockets. Get the same advantage with the strength of a cash-backed offer behind you.

Less Stress, More Control

Skip the financing delays and move on your terms. Cash-backed offers mean faster closings and a smoother buying experience.

Cash2Keys: Your Competitive Edge

Choose Your Path Home

Three programs, one goal: putting the winning power of a cash-backed offer behind your next move.

The Cash Offer

Stand out with a strong cash-backed offer and win your dream home in a bidding war.

How does it work? →

Buy Now, Sell Later (Express)

Secure your new home first, sell your current one when you're ready — stress-free.

How does it work? →

CashBridge

Use your equity for a faster, smoother purchase — perfect for downsizing or relocating.

How does it work? →

See It In Action

Examples of How This Works

Real-world scenarios that show how a cash-backed offer changes the outcome for buyers like you.

The First-Time Buyer

Maria found her dream home but faced five competing offers. With The Cash Offer, her bid was presented as cash-backed — the seller chose her over higher bidders worried about financing falling through.

Result: Offer accepted, no bidding war lost.

The Move-Up Family

The Johnsons needed a bigger home but hadn't sold theirs yet. With Buy Now, Sell Later, they secured and moved into their new home first, then sold their old one for top dollar without the rush.

Result: Moved once, on their own timeline.

The Downsizer

With plenty of equity, David used CashBridge to buy his smaller retirement home outright. He skipped contingencies, closed fast, and avoided the traditional loan delays entirely.

Result: A smooth, contingency-free close.

Happy homebuyers holding new house keys

The Cash Offer

Your Competitive Edge in a Bidding War

Skip the financing delays and stand out with a strong cash-backed offer. Sellers prioritize cash, giving you the best shot at winning your dream home.

1

Get Approved

A quick and easy approval process gets you started.

2

Make a Cash Offer

We present your bid as a cash-backed offer for a competitive edge.

3

Your Offer is Accepted

Congratulations! That's the power of a cash-backed offer.

4

Seal the Deal on Your Terms

Sign on the dotted line, and you become the official owner of your new dream home.

Step 1 takes just a couple of minutes. No credit impact.

Buy Now, Sell Later

EXPRESS

Secure Your New Home First, Worry About Selling Later

Move into your new home now, sell your old one when you're ready. AnnieMac Private Equity buys it first, then sells it back to you — stress-free and on your terms. Standard and Express variants available.

1

Secure Your Dream Home

Get preapproved, find your dream home, and win the bidding war with a strong cash-backed offer.

2

Move In Right Away

Sign the dotted line and settle in immediately with our simple rent accrual program.

3

Sell on Your Terms

Take your time to sell your old home for top dollar.

4

Buy Back When Ready

AnnieMac Private Equity sells the home back to you when you're ready.

See if you qualify — no obligation to move forward. Terms and conditions apply.

Young couple walking into their new home
Older couple celebrating their new move

CashBridge

A Faster, Smoother Way to Buy a Home

Have enough equity in your home to purchase a new one? Buy with the power of cash for a faster, easier home purchase without the usual delays. Perfect for downsizing or relocating.

1

Skip the Traditional Loan Process

Use the power of cash for a faster, smoother process to secure your dream home.

2

Simplified Buying Process

Your cash-backed offer is accepted by the seller, securing your new home.

3

Close Without Delays

Avoid contingencies and close faster with less hassle.

4

Seal the Deal on Your Terms

AnnieMac closes on the home in preparation for selling to you, so you can move in right away.

Ideal for buyers with sufficient equity. Subject to eligibility.

Where is Cash2Keys Available?

Gianni Cerretani is licensed to serve buyers across six states. Program availability may vary by market — check with us to confirm your area.

Available
Not Available

Alabama

Florida

Georgia

South Carolina

Tennessee

Washington

Tell us your state and we'll confirm your program options.

Frequently Asked Questions

How does Cash2Keys work?

We provide the power of a cash-backed offer, helping you win your dream home with better terms and fewer delays. AnnieMac Private Equity facilitates the cash offer, and you ultimately finance and purchase the home.

Do I need to sell my current home first?

Not with Buy Now, Sell Later Express! Close on your new home even if your current one hasn't sold yet. You'll have up to 150 days to sell, and Cash2Keys has you covered with a Backup Offer if it doesn't. Terms and conditions apply.

Can first-time buyers use Cash2Keys?

Absolutely! Our program levels the playing field for all buyers, giving first-timers the same competitive edge as buyers with deeper pockets.

What's the benefit of a cash offer?

Cash-backed offers are more attractive to sellers and can speed up closing times, giving you a better shot at winning in a competitive market.

Program availability and terms are subject to eligibility, credit, and underwriting approval.

Are You a Realtor?

Help your clients win with cash-backed offers! Get certified and give your buyers the competitive edge that closes deals.

Join agents already winning more deals with Cash2Keys.

Gianni Cerretani

Meet Your Lender

Gianni Cerretani

Branch Manager, AnnieMac Home Mortgage · NMLS #787898

With over 26 years in the industry, Gianni consistently ranks in the top 1% of mortgage originators nationwide. A two-time Telly Award-winning host of "Financing the American Dream" and named among the Top 100 Mortgage Professionals by Experience.com, he's known for exceptional client care and helping real people win in today's market. Serving AL, FL, GA, SC, TN, and WA.

5.0 · 46 Google reviews
Top 1% Originator

Personal attention from a nationally ranked mortgage expert.

You're Closer to Winning Than You Think

Most buyers are surprised by what they qualify for. Take the first step and put the power of a cash-backed offer behind your next move — no obligation, just answers.

Takes about 2 minutes · No credit impact · Confidential

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