What's your home worth — and what could you afford next?
One short form. One real answer. A custom Equity & Buying Power Report built by a licensed loan consultant and a local real estate agent — delivered to your inbox within one business day. No Zestimate guesswork.
Start with your address.
We'll build your report and send it within one business day.
Takes under 90 seconds · No credit impact · Your info stays private
Every homeowner thinking about a move is really asking two things.
"What's my home actually worth right now?"
Not a Zestimate. Not a guess. A real market valuation from a licensed agent who has walked comparable homes in your neighborhood — adjusted for what your home actually has: the renovated kitchen, the new roof, the lot size, the school zone.
"What could I actually afford next?"
Your equity, your current rate, today's rates, your income — all factored in. Linda runs the real numbers across multiple loan programs so you see what your next monthly payment looks like in plain English, not a vague "you might qualify for" range.
The report answers both — on one page, with your numbers, in the same business day.
Two licensed pros. One coordinated plan.
When the financing and the listing are run by people who actually talk to each other, your move goes smoother.
Linda Murray
Loan Consultant · loanDepot
NMLS# 1469206 · Freeport, ME
Linda originates all major loan programs but is most recognized for mastering VA loans — helping veterans, active-duty service members, and their families navigate financing with confidence. Thorough, direct, and a relentless advocate for her clients.
Your Local Agent
Licensed Real Estate Professional
Maine market specialist
Your agent partner handles the home-value side: a true comparative market analysis, what your home should list for in today's market, what comparable next homes are actually selling for, and how long they're sitting before they go.
Six pages. Your numbers. Zero filler.
The Equity & Buying Power Report is a PDF built specifically for your address. Here's exactly what you get:
Delivered as a PDF · One business day · No obligation to do anything with it
Three steps. One business day.
Enter your address
90-second form. Just your address, name, email, mobile, and rough timeline. No income, no credit pull, no commitment.
We build your report
Your agent pulls real comps. Linda runs the financing scenarios. We meet, compare notes, and assemble a single clean PDF.
You get the PDF
Delivered to your inbox within one business day. Read it on your own time. Call us with questions — or don't. No pressure.
The move-up math changed. Most people haven't run their own.
Equity is at historic highs. If you bought before 2022, you're likely sitting on six figures of equity you've never put a real number on. That equity is a tool — but only if you know what it can actually buy.
Rates aren't the only number that matters. A higher rate on a smaller loan balance — because you bring six figures of equity to the next purchase — can mean a monthly payment that's surprisingly close to what you pay now. Sometimes lower.
"Locked in" isn't always the right call. A 3% rate on a house that no longer fits your life isn't a financial win. It's a cage. The only way to know which side you're on is to see the actual numbers — side by side.
Curiosity is free. Knowing is power.
Here's what the math actually looks like.
A real anonymized scenario from a recent Freeport-area homeowner.
About $1,388/month more for $190,000 more home.
For this homeowner, that math works. For another, downsizing nets $1,200/month back. Your numbers will be different — that's the point.
Your custom version of this comparison, delivered tomorrow.
Straight answers.
Is the report really free?
Yes — no cost, no card, no fees of any kind. Linda and your agent build it because it's how we introduce ourselves to homeowners. If the math says moving makes sense and you want to work with us, great. If not, you keep the report. That's the whole arrangement.
Will this pull my credit?
No. The report is built on your address, public property data, comparable sales, and current rate scenarios. No credit pull happens unless you specifically ask Linda to take a deeper look at financing — and even then, only with your written consent.
How accurate is the home valuation?
More accurate than any online estimate. Your agent uses recent closed sales within your zip code and adjusts for your specific lot, square footage, condition, and features. It's the same comparative analysis we'd run if you were listing tomorrow — not an automated guess. We give a realistic range, not a single false-precision number.
What if I'm not planning to move for a while?
Perfect — most of the homeowners we build reports for aren't moving this month. The point is to know your numbers before you need them. When something changes (a job, the kids, the house feels small, the house feels too big), you'll already have a baseline. We're happy to refresh it for you a year from now.
Am I obligated to do anything?
Nothing. You get the PDF, you read it, that's it. If you have questions, call or email. If you want to list, we're here. If you want to wait two years, we'll be here then too. No follow-up pressure — we don't operate that way.
How fast do I actually get the report?
One business day, almost always. Request it Monday morning, you'll have it Tuesday morning. Request it Friday afternoon, you'll have it Monday. If for some reason it'll take longer (a specific comp we want to confirm, a market quirk in your area), we'll email you within two hours of your request and let you know.
Honest math. Real results.
"We'd been telling ourselves for two years we couldn't afford to move because of our 2.8% rate. The report showed we could actually downsize and cut our monthly by $940. Wish we'd asked sooner."
"Linda walked through the VA loan side with me and her agent partner had real comps from three streets over. The PDF gave us a number we could actually plan around. No fluff, no Zestimate nonsense."
"My wife passed and the house felt huge. I dreaded the conversation. Linda's report laid out three options — stay, sell, sell-and-rent — with the actual dollars for each. No push. I picked sell. Closed in November."
Know what your house is really worth — and what your next move actually costs.
No sales calls. No pressure. Just a clean PDF with your home's current value, three move scenarios, and the real monthly numbers for each one.
